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USDA Mortgage

What is a USDA Mortgage Loan?

The USDA mortgage was designed to help lenders work with low and moderate income families living in rural areas to make home ownership a reality.

Providing affordable home ownership opportunities promotes prosperity, which in turn creates thriving communities and improves the quality of life in rural areas.

The best thing about USDA loans is that they come with 100% financing. That means that you don’t have a down payment when purchasing a home with a USDA loan!

With the down payment out of the way, the only costs you need to be concerned with are your closing costs.

USDA Mortgage Pros & Cons

ProsCons
No down payment Property must be located in a rural area approved by the USDA
Relaxed credit guidelines Household income must not exceed the established limits for the area
No maximum purchase price Max debt to income ratio of 41%

Apply now for a USDA Home Loan

Start our easy loan application process today and take one step closer to home ownership.

Ask us Anything

If you're interested in a USDA mortgage and you want more information or if you would like to get started then leave a message or give us a call at 661.799.8515.

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