What is The Fresno First Time Home Buyer Program?

The City of Fresno’s First Time Homebuyer Assistance Program is funded by the U.S. Department of Housing and Urban Development (HUD) and/or the California Department of Housing and Community Development. The program offers deferred “silent second” loans and has assisted hundreds of families to purchase their first home. Don’t miss this great opportunity. Call us today!


Loan Highlights

  • 0% interest!
  • Borrow up to $50,000
  • Loan due in 30 years or upon sale or transfer of title
  • No monthly payment or loan fees



You Must:

  • Be a first time homebuyer
  • Meet income requirements Contribute 3% of home sales price Complete a City-approved homebuyer
  • education course
  • Qualify for a home purchase mortgage loan

The Prospective Property Must:

  • Be located in a qualified census tract in the City of Fresno (*not a County island)
  • Be used as the buyer’s principal residence Pass a health and safety inspection