Down Payment Assistance Programs

Have you ever thought about purchasing a home, but haven’t acted on the thought because you do not have the money required for the down payment and closing costs?

If that’s the case, you should really take a look at some of our down payment assistance programs below.

All of the down payment assistance programs listed below are eligible in Santa Clarita, including Valencia, Newhall, Saugus, Stevenson Ranch, Canyon Country, and Castaic.

These programs were specifically designed to make home ownership a reality for low to moderate income families.

Talk to an expert today to find out how you can take advantage of one of these programs

CAL HFA Conventional

The CalHFA Conventional mortgage program is a fully amortized thirty 30 year fixed interest rate mortgage.


The CalHFA FHA program is an FHA insured mortgage loan which features a fixed interest rate mortgage. This loan is fully amortized for a 30 year term and can be combined with either the MyHome Assistance Program (MyHome) or Extra Credit Teacher Purchase Program (E.C.T.P).

CAL HFA Extra Credit Teacher Program (E.C.T.P)

The Extra Credit Teacher Home Purchase Program (ECTP) is a deferred payment, simple interest rate subordinate loan.


NHF Sapphire

Unlock the power of CHF Platinum, a 3% to 5% grant that can be added to a FHA loan. This grant never has to be paid back.