23924 Bar Harbor Ct, Valencia


9/1/18 | 2 PM - 4:30 PM

Listed for sale at $629,900

We would like to invite you to our open house at 23924 Bar Harbor Ct on August 26th.

Stop by anytime from 2 PM to 4PM to take a look at the house and have any of your real estate and finance questions answered.

Classic Cape Cod style Home in the highly sought after Bungalows Community in Valencia. Centrally located to the Mall, Shopping, Restaurants, great Parks and easy access to the Paseo System.

The covered front porch welcomes you on arrival. An open entry and Living Room features a Vaulted Ceiling, French style Mantle and a large picture window. The formal Dining Room has an elegant antique chandelier and sliding doors to the side yard.

Upstairs features a loft, great to use as a Rec Room, Office or 4th Bedroom. All Three en suite Bedrooms are upstairs. The Master Bedroom has a Vaulted Ceiling, French Doors, Double Vanity and a step in shower.


Bedrooms: 3 | Loft: 1

Bathrooms: 3.5

 Year Built: 1985

Garage: 2 (attached)

Sq ft: 1,848

HOA: $82


FHA Loan Scenario as of 8.24.2018

Purchase price: $629,900

Loan amount: $618,490

Minimum FICO score: 640

Deferred payment, simple interest rate subordinate loan

Seller can pay up to 3% of closing costs


Interest rate: 4.125%

APR: 5.151%

Term: 30 years fixed

Escrow & Title: First American Title Co.

Down payment: Covered by subordinate loan program


Monthly Payment & Cash Required to Close

Principle & Interest:                       $2,997.51

Hazard Insurance:                               157.48

Taxes:                                                    656.15

Mortgage Insurance:                           430.56

HOA:                                                         82.50

Estimated Monthly Payment:  $4,3224.2


Estimated Total Move in Cost: $22,047.00

Deferred Payment Subordinate Loan

This incredible offer is possible with a deferred payment, simple interest rate subordinate loan through CalHFA.

This means that the lender will put up the $22,047.00 required for the down payment on this property, but you will be obligated to pay the lender back at some point in time plus interest.

This subordinate loan is due and payable after you sell the property or refinance it. Otherwise, you must start making payments on this loan after you paid off the first mortgage.

You are more than welcome to make payments on the loan every month or feel free to pay it off early in one lump sum as this loan has no prepayment penalties.




Trevor Williams

Mortgage Loan Officer

Cell: 661.312.0082

Office: 661.799.8515

Fax: 866.855.0653

NMLS: 1221195 | DRE: 02007001

Lets Get Started

If you're interested in this special offer and you want more information or if you would like to get started then leave a message or give me a call at 661.312.0082.

Apply Now for This Loan Scenario

Start our easy loan application process today and take one step closer to home ownership.